In Powering India's Financial Revolution

Next-Gen Financial
Inclusion
Technology

NGMB delivers end-to-end fintech infrastructure — from Micro ATM networks and AEPS to digital KYC and branchless banking — empowering the last mile with cutting-edge financial access.

5M+Transactions/Day
800+Bank Partners
28States Covered
🔒
Biometric Auth
eKYC Success • Live
NGMB DASHBOARD
₹2,84,750
Total Transactions Today
12,480Active Agents
99.98%Uptime SLA
₹48LAEPS Volume
3.2sAvg. TXN Time
Transaction Verified
AEPS • ₹2,500 • 2s ago
What We Offer

Complete Fintech Infrastructure

From rural doorstep banking to enterprise-grade switching infrastructure — NGMB builds it all.

🏧
Micro ATM & Kiosk

Deploy mobile and kiosk-based banking units for last-mile cash access, powered by biometric authentication and real-time transaction switching.

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👆
AEPS & Biometrics

Aadhaar Enabled Payment System integrated with fingerprint & iris biometrics for frictionless, secure identity-based transactions.

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📱
Mobile Banking Suite

Feature-rich Android & iOS applications for Business Correspondents enabling account opening, deposits, withdrawals, and insurance.

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🌐
FI Gateway & Switching

High-throughput financial inclusion gateway connecting banks, NPCI, and ATM switches with STP processing and multi-protocol support.

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📋
eKYC & Account Opening

Paperless customer onboarding with Aadhaar OTP & biometric eKYC, multilingual support, and instant CBS integration.

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🔗
Business Correspondent Mgmt

End-to-end BC lifecycle management — from onboarding, training, performance dashboards, to commission settlement.

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99.98%
System Uptime SLA
Good Morning,
Rajesh Kumar ✦ BC Agent
RK
Today's Collection
₹84,250
💰
Deposit
🏧
Withdraw
📋
eKYC
📡
AEPS
Recent Transactions
📡
AEPS Withdrawal
Sunita Devi • 9:14 AM
−₹1,500
🏦
Account Deposit
Mohan Lal • 9:02 AM
+₹5,000
📋
eKYC Completed
Priya Singh • 8:47 AM
+₹50
Platform Advantage

Built for Bharat's Scale

Our platform processes millions of rural financial transactions daily across India's most remote geographies with military-grade security.

🔒
Bank-Grade Security
TDES, AES-256, RSA, PKI key management, and end-to-end encryption across all transaction flows.
Sub-3-Second Processing
Straight-through processing (STP) architecture handles 50,000+ concurrent transactions with zero lag.
📶
Multi-Channel Connectivity
GPRS, 3G, 4G, Ethernet — seamlessly operates in low-bandwidth rural environments with offline fallback.
🌐
Multi-Language Interface
Supports 12 Indian languages for receipts, menus, and notifications — truly inclusive by design.
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Core Solutions

Technology That Bridges the Gap

End-to-End Financial Inclusion Platform

Our FI platform delivers comprehensive banking services to India's underbanked rural population through a scalable, secure, and interoperable technology stack connecting Micro ATMs, kiosks, mobiles, and tablets to core banking systems.

Micro ATMWeb Kiosk AEPSRuPay Card Micro InsuranceNPCI Interface
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🏧
Business Correspondent Network

Comprehensive BC management platform with real-time agent monitoring, commission engine, training modules, and performance dashboards — powering India's banking agents.

Agent OnboardingCommission Engine Performance KPICompliance
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👥
Digital Banking Infrastructure

Full-stack digital banking suite with UPI, IMPS, NEFT, RTGS, and API banking capabilities — enabling banks and NBFCs to go digital at scale.

UPIIMPS NEFT/RTGSAPI Banking
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💳
Blockchain & Audit Trail

Immutable transaction ledgers, smart contract-based settlement, and decentralised audit trails — bringing trust and transparency to rural finance.

Immutable LedgerSmart Contracts Audit TrailDLT
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⛓️
Technology

Enterprise-Grade Tech Stack

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Cryptographic Security

TDES, AES-256, SHA, MD5, RSA and full PKI infrastructure protecting every transaction byte.

📡
Protocol Flexibility

TCP/IP, HTTP, SOAP, ISO 8583, Web Services, XML — plug into any core banking or payment network.

🧬
Biometric Engine

Fingerprint and iris recognition with UIDAI-compliant biometric enrolment and authentication.

⚙️
Modular Architecture

Microservices-based platform scales from 100 to 10 million transactions without system redesign.

🔄
Real-Time Reconciliation

Automated end-of-day settlement and dispute management across hundreds of connected banks.

🌍
Cloud-Native Deployment

Kubernetes-orchestrated, multi-region cloud deployments with 99.98% SLA and auto-failover.

Ready to Transform
Financial Access?

Partner with NGMB to deploy robust fintech infrastructure and reach India's underbanked billions.